Interest rates, tariffs, and everyday budgeting all connect back to the same conversations I have with clients week to week. This hub pulls together everything on Random Thoughts Whilst Working about personal finance, the rate cycle, and what’s actually happening in the Australian economy — written for people making real decisions, not just watching the headlines.
Interest Rates and Borrowers
- Why Rates Rose When Everyone Expected Cuts (And What Borrowers Should Do Now)
- RBA News: Banks Launch Rate War After Surprise July Hold
- Tariffs and Australian House Prices: The Shocking Truth for 2025
Personal Finance and Budgeting
- The Path to Financial Stability in Australia: 5 Steps
- Mastering Personal Finances: Essential Tips for the New Financial Year
Want to talk through your own situation? Get in touch.






